DSCR Calculator

Calculate your Debt Service Coverage Ratio and determine HUD 232 financing eligibility

Financial Inputs
Enter your facility's financial information
$

Revenue minus operating expenses

Senior Debt (HUD 232)

$

Mezzanine Debt

$
DSCR Result
1.51x

Debt Service Coverage Ratio

Strong DSCR - Approved at base rate

HUD Requirements

✓ Minimum DSCR: 1.45x

Your DSCR: 1.51x

Debt Service Breakdown
Senior Debt Monthly:$37,861
Mezzanine Debt Monthly:$17,356
Total Monthly Debt Service:$55,217
Total Annual Debt Service:$662,604
How to Improve Your DSCR

• Increase NOI through operational improvements

• Reduce debt service through refinancing

• Extend loan terms to lower annual payments

• Improve occupancy and payer mix