Federal Healthcare Financing Programs

Explore HUD and USDA Rural Development financing options designed specifically for healthcare facilities

Our Programs

HUD Section 232
Financing for construction and modernization of nursing homes and assisted living facilities
  • Up to 90% LTV financing
  • 35-year amortization
  • Fixed interest rates
  • Flexible prepayment options
HUD Section 242
Financing for construction and modernization of acute care hospitals
  • Up to 85% LTV financing
  • 25-year amortization
  • Competitive rates
  • Streamlined approval process
Refinancing Programs
Refinance existing debt with better terms and lower rates
  • Debt consolidation options
  • Rate reduction opportunities
  • Extended amortization
  • Flexible loan structures
USDA Community Facilities
USDA Rural Development financing for essential community facilities including healthcare
  • Up to 100% financing available
  • Flexible terms up to 40 years
  • Competitive interest rates
  • Rural area priority
USDA Business & Industry Loans
USDA RD Business & Industry loans for healthcare businesses in rural areas
  • Up to 80% LTV financing
  • Flexible repayment terms
  • Support for rural development
  • Competitive rates

Eligibility Requirements

Facility Requirements

  • Licensed healthcare facility
  • Minimum 25 beds (nursing homes)
  • Minimum 50 beds (hospitals)
  • Medicare/Medicaid certified

Financial Requirements

  • Positive operating history
  • Minimum DSCR of 1.25x
  • Debt service coverage ratio
  • Adequate cash reserves

Operational Requirements

  • Licensed management
  • Compliance with regulations
  • Quality care standards
  • Proper governance structure

Program Comparison

FeatureSection 232Section 242
Facility TypeNursing Homes, ALFAcute Care Hospitals
Maximum LTV90%85%
Amortization35 years25 years
Minimum DSCR1.25x1.25x
Rate TypeFixedFixed

Ready to Explore HUD Financing?

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